LEBANESE CONTRACTORS SYNDICATE
MUTUAL FUND
THIS MUTUAL FUND WAS FOUNDED BY THE SYNDICATE OF CONTRACTORS AND GlobeMed Lebanon TO OFFER MEDICAL COVERAGE FOR THE LEBANESE CONTRACTORS, THEIR EMPLOYEES AND THEIR RESPECTIVE FAMILIES.
HOW TO APPLY : AN APPLICATION SHOULD BE FILLED IN IN THE SYNDICATE PREMISES AS WELL AS A MEDICAL QUESTIONNAIRE.
CMSEL (CAISSE MUTUELLE DU SYNDICAT DES ENTREPRENEURS LIBANAIS) OFFERS THE FOLLOWING COVERAGES
IN-HOSPITAL : - UNLIMITED
- IT COVERS THE ADMISSIONS TO THE HOSPITAL WHETHER FOR COLD OPERATION OR FOR EMERGENCY CASE.
- THE CONTINUITY IS GRANTED IF THE NEW ADHERENT PRESENT WITH THE APPLICATION A PROOF OF PREVIOUS MEDICAL COVERAGE (WITH AN MAX. EXPIRY DATE 30 DAYS).
- THE GR FEATURE, GUARANTEED RENWABILITY LIFETIME LIMITATION IS GRANTED ON THE DATE OF THE FIRST YEAR RENEWAL.
WHAT IS “CONTINUITY” : THE ADHERENT HAVING A CONTINUITY ON HIS COVERAGE WILL BE COVERED FROM DAY ONE ON ALL PRE-EXISTING CASES.
WHAT IS GUARANTEED RENWABILITY LIFETIME “GR” : IT IS GRANTED TO THE ADHERENT ON THE FIRST YEAR RENEWAL IN CASE THIS ADHERENT DID NOT MEET ANY CHRONIC DISEASE (S). WHEN “GR” IS GRANTED, THE ADHERENT WILL BE COVERED ON CHRONIC DISEASES WITHOUT ANY RESTRICTION.
NETWORK : ALL GlobeMed Lebanon NETWORK
AMBULATORY :
IT IS ALSO CALLED IN A POPULAR WAY ”OUT”.
IT COVERES THE ANALYSES REQUESTED BY THE TREATING PHYSICIAN
IT IS AN ONLINE SERVICE (THAT IS THE ADHERENT CAN GO DIRECTLY WITH HIS ACCESS CARD, ID AND THE PRESCRIPTION TO THE NETWORK)
THERE IS NO LIMITATION FOR THIS COVERAGE.
AN EXCESS OF 15% WILL BE PAID BY THE ADHERENT DIRECTLY IN THE NETWORK
PRESCRIPTION MEDICINE :
IT COVERS THE MEDICATIONS PRESCRIBED BY THE TREATING PHYSICIAN.
IT IS AN ONLINE SERVICE (THAT IS THE ADHERENT CAN GO DIRECTLY WITH HIS ACCESS CARD, ID AND THE PRESCRIPTION TO THE NETWORK)
THERE IS NO LIMITATION FOR THIS COVERAGE.
AN EXCESS OF 15% WILL BE PAID BY THE ADHERENT DIRECTLY IN THE NETWORK
GlobeMed Lebanon NETWORK CLINICS:
GlobeMed lebanon CREATED IN DIFFERENT REGIONS CLINICS WHERE THE ADHERENT CAN BE VISITED BY A FAMILY DOCTOR AND SPECIALISTS, ALSO HE CAN HAVE DENTAL CARE.
FAMILY DOCTOR’S FEES : 18000 L.L.
SPECIALIST FEES : 18000 L.L..
DIETETICIAN FEES : 30000 L.L..
DENTAL CARE : VERY COMPETITIVE PREFERENTIAL RATES
THE UNION OF ALL MUTUAL FUNDS CREATED A CENTER IN HAZMIEH FOR THE EYE AND EAR.
THE VISIT IS FREE OF CHARGE.
A VERY SPECIAL PRICE WILL BE APPLIED ON ALL KIND OF LENSES.
HELP DESK
A HELP DESK WAS CREATED BY GlobeMed Lebanon TO ASSIST OUR ADHERENTS IN ANY DIFFICULTY THEY MAY ENCOUNTER, AS WELL AS OUR SERVICE 24/24 7/7
INFO SANTE
CREATED BY GlobeMed Lebanon, OUR ADHERENT CAN TALK TO A DOCTOR FOR ANY MEDICAL ISSUE AND HAVE ALL THE INFORMATION HE NEEDS 24/24 7/7
THE ADHERENT WILL ALSO BE COVERED IN SYRIA, FRANCE AND THE MENA REGION (MIDDLE EAST AND NORTH AFRICA)
AS FOR THE OTHER COUNTRIES, IT WILL BE COVERED THROUGH REIMBURSEMENT.
IN OUR FUND, WE ARE DOING OUR BEST TO GET ALWAYS MORE AND MORE BENEFITS FOR OUR POLPULATION.
IT IS A MUTUAL FUND WITH TH HIGHEST PERSISTANCY SINCE 2000 AMONG ALL OTHER MUTUAL FUNDS (ALL OUR ADHERENTSARE RENEWING YEARLY ALTHOUGH IT IS NOT AN OBLIGATORY FUND).
THAT MEANS THAT WE HAVE A HIGH RATE OF SATISFACTION.